Anne writes:

My oldest son is a transfer student… He missed the Sept. deadline and also the fafsa deadline but wants to attend in January as his first semester there.(he has been accepted) The school for out of state students is more expensive than we can afford and he needs financial aid. Is there a way to still apply for fafsa at this late date for the new semester?
Thank you for your time.
Anne

Dear Anne,

While it is generally important to file your application on time, some schools will still award financial aid after the deadline. File as soon as possible and contact the transfer school’s financial aid department, explain your situation, and see what they can do for you — they will almost certainly try to be acomodating. If that doesn’t work out, he could put off starting and get some interesting work experience in the meantime.

Good luck!